Gold Medal Funding  is committed to protecting your privacy and providing the highest level of service. This Policy explains how Gold Medal Funding handles your information to keep it private and secure. This Policy covers all information you provide to the Company. Please read it carefully and contact us with any questions.

1. Communication Consent

Regardless of any previous registration on « Do Not Call » lists or opt-out preferences, by using our services, you grant us express consent to contact you for any purpose related to your application, loan, or account.

• Methods of Contact: This includes calls, SMS/text messages, and emails from our agents and representatives.

• Technology: You agree that we may use automated dialing systems, artificial voice, or pre-recorded messages to reach you at any phone number or address provided.

• Monitoring: For quality assurance and training purposes, phone calls between you and our representatives may be monitored or recorded as permitted by law.

• Responsibility: You certify that the contact information provided is yours and that you are authorized to receive communications at these numbers/addresses. Please notify us immediately if you change your contact information. Standard message and data rates from your carrier apply.

2. Credit and Information Authorization

By submitting an application, you and any listed business owners (individually and collectively, “you”) authorize Gold Medal Funding and its representatives, successors, and designees (“Recipients”) to obtain consumer, personal, and business credit reports.

• Sources: We may pull reports from agencies such as TransUnion, Experian, and Equifax, as well as bank and credit card processor statements.

• Purpose: These reports are used to evaluate commercial loans, Merchant Cash Advances, or other financial transactions.

• Sharing: You authorize Gold Medal Funding to transmit your application and all obtained financial information to our network of Recipients and partners to facilitate your funding request.

3. Personal Information Collection

We collect information from the following sources:

• Direct Submissions: Information provided in applications, phone calls, or documents (e.g., name, address, contact details).

• Transaction History: Data regarding account balances, payment histories, and activity found in bank or credit card statements.

• Third-Party Reports: Creditworthiness data, annual income, and debt obligations provided by credit bureaus and collection agencies.

Data Disclosure: We do not sell your personal information. We disclose your data only as necessary to perform our services (sharing with potential creditors, banks, or collection agencies) or as required by law (e.g., to prevent fraud or respond to legal subpoenas).

4. SMS Terms

• Message frequency varies per user based on account activity.

• Message and data rates may apply.

• Text HELP for assistance. Text STOP to unsubscribe at any time.

• Carriers are not liable for delayed or undelivered messages.

5. Important Disclaimers

Gold Medal Funding is not a lender, bank, or credit decision-maker. We provide business consulting and referral services to connect business owners with potential funding options from third-party providers.

• No Guarantees: We do not extend credit or make underwriting decisions. Approval, rates, and terms are at the sole discretion of third-party lenders.

• No Liability: We are not responsible for any agreements made between you and a third-party provider.

• Informational Purpose: Our guidance and materials are for informational purposes only and do not constitute financial, legal, or tax advice.

6. Data Protection and Opt-Out

We maintain physical, electronic, and procedural safeguards to protect your data. Access is limited to employees and contractors who require the information to perform their duties. While we strive for maximum security, please note that no electronic storage or transmission method is 100% secure.

Your Rights: You may « opt-out » of having your identifiable information used for certain purposes. To withdraw your consent or update your preferences, please contact us:

• Address: [Insert Your Physical Address]

• Email: [Insert Your Email, e.g., info@goldmedalfunding.com]

7. Dispute Resolution

Any dispute or claim arising from this Agreement or our services shall be resolved through binding arbitration in [Insert State, e.g., New Jersey], before a single arbitrator under the rules of the American Arbitration Association (AAA). This arbitration shall be confidential. You agree that arbitration is your sole and exclusive remedy, and you waive the right to seek relief in a court of law to the fullest extent permitted by law.

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